These Terms of Service (“Terms”) govern your use of this site. By accessing or using this site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use this site.

1. Use of the Site

• You must be at least 18 years old or have legal parental or guardian consent to use this site.
• You agree to use this site only for lawful purposes and in accordance with these Terms.
• We reserve the right to suspend or terminate your access to the site if you violate any of these Terms.

2. Content and Intellectual Property

• All content on this site, including text, images, graphics, and software, is the property of this site or its licensors and is protected by copyright and other intellectual property laws.
• You may not use, reproduce, distribute, or display any content from this site without prior written permission.

3. User Accounts

• Some features of this site may require you to create an account. You are responsible for maintaining the confidentiality of your account information.
• You agree to provide accurate and up-to-date information during registration and to promptly update your information if there are changes.

4. Third-Party Links

• This site may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites.
• Your use of third-party sites is at your own risk, and we recommend reviewing their terms of service and privacy policies.

5. Limitation of Liability

• We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of this site.
• This includes but is not limited to any errors or omissions in content, interruptions in service, or unauthorized access to your personal data.

6. Advertising and Cookies

• We may display advertisements, including those served by third-party advertising partners such as Google AdSense. These ads may use cookies to serve personalized content based on your browsing activities.
• For more details, please refer to our Cookies Policy.

7. Modifications to the Terms

• We reserve the right to update or modify these Terms at any time. Any changes will be effective immediately upon posting. It is your responsibility to review these Terms periodically for updates.

8. Governing Law

• These Terms shall be governed by and construed in accordance with the laws of New York, USA, without regard to its conflict of law provisions.

9. Contact Information

If you have any questions regarding these Terms, please contact us at:

• Email: [email protected]
• Office Address: 123 Broadway, Suite 1000, New York, NY 10005, USA

By continuing to use this site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.